It's a nice area. They've built a lot of flats round and about so young people can get on the housing ladder.... unfortunately, they haven't built any new houses so slightly less young people can't move out.

Then huge amounts of housing stock in the area is taken up by empty nesters. Looking at my parents roads, at least half the houses are 3/4 bedroom with retired couples in them.

Whilst I may be completely heartless, if my parents had to sell their house to fund care then it wouldn't be the end of the world. They have no mortgage left.

Another, option would be to refinance the house on an interest only mortgage to pay for funding, then sell it when they pop their clogs.

They are asset rich, it would help free up housing stock, it might slow down the constant rises in house prices, it would end this cycle where future generations would have to keep taking on the financial burdens of future generations.

Although, this idea might not work outside of the south east of England so may require some tweaking.

Claiming someone has been ‘indoctrinated’ when there’s a wealth of academic studies out there on the housing market just makes you look like an arrogant and ignorant tit you realise, don’t you?

Price is linked to both demand and supply. There are many, many factors which impact both. It's basic economics, not rocket science.

Immigration is a factor which affects demand, which has a knock on effect on price, but it is by no means the only or even the strongest one.

But it is, because a town's worth of people arrive here every year. We cannot build houses fast enough.

If your ideological persuasions disallow you from seeing this, then I will not persuade you.

The people that need persuading are those that are capable of objectivity.

1.25% point increase on employees’ and employers’ National Insurance Contributions, a 10% increase on current rates, to pay for state subsidised social care. Given that it’s only those employed and their employers that pay this tax and no one over 65, whether employed or not, pays it or not, is this fair? Unearned income such as rental profits, dividends, interest etc. not subject to NIC. A tax that only hits the younger, working, less wealthy population.

Given the demographic on here I’m sure you’re all delighted my generation will be working the next 30 years to pay for someone to wipe your arse in a couple of year’s time but thoughts on here? A manifesto pledge broken by Johnson but does anyone give a sh*t what he does or doesn’t do or say?

Edited by DanH (07 Sep 2021 5.37pm)