Same thing happened to me a while back, had the horn going (sorry!) for the same 5 seconds and she went ape about it. She did manage to stop but only just. If I hadn't she'd have reversed straight into me which is what I said, as well as I was saving both our cars. Probably had the stereo on or checking the her creases in the mirror.

Some people who know her were laughing about it and I think she might have smashed the car up a few months after.

Worst for car park driving I've ever seen was around the cinema on the Purley Way. Some morons drive round there like it's a racing track when you're reversing out of a space, so don't park nose first there when you go.

Another tw&t came flying round the one way bit at the bottom of Addiscombe Road a while back on my way to Palace in the rush hour trafic jam, yes what a div, and shunted several cars along, me at the front. Never forget the woman's face in the rear view mirror. She looked like her boat (not face) was being rammed by a shark.

Sorry about the insurance. No idea. Did they say 'always' or 'nearly always', because it's 'nearly always' when someone goes into the back of you. the moron on Addiscombe Road tried to claim the car in front wasn't keeping up with the traffic jam as expected. Really!

Edited by Rudi Hedman (16 May 2017 5.27pm)

COYP

Insurers always instruct the policy-holder not to admit liability. It can compromise their insurance, and even invalidate it.

Don't let the insurers settle on a 50/50 joint liability thing, cause the insurers then fck up both drivers no-claims bonus and ramp-up their premiums.

Insist it goes to court, if you have enough evidence. Photos of the location of the collision, photos of the damage to your car. Keep all garage bills, taxi receipts, logs of time off work (loss of earnings)time spent liaising with your solicitors and also include the time off work for the actual court date- normally half a day,...tops. Be excellent if you have any witnesses, or testimony from the garage as to how the damage was likely caused.

This is why I keep a digital camera with me at all times. Not just for 'up-skirt' shots on the Tube, but it is also a fine way of gathering evidence at the time of the incident.

I insisted on taking some divvy biatch to court some years ago, when my insurer wanted to destroy my no-claims bonus. She admitted liability at the time of the collision, but then changed her story after she got home (consulted with her husband) I took photos of the road, photos of the damage, drawings of how the accident was caused.

I made her look a total ciint in court as she was well and truly busted.

Good luck Michael

Edited by Forest Hillbilly (17 May 2017 8.40am)

"The facts have changed", Rishi Sunak

Potentially. If she's absolutely adamant you drove into her & not the other way round then it can go the distance. If you have any (preferably independent) witnesses then it's a no-brainer but if not then it may need to go legal.

Insurance co's are on a mission to iron out the crash for cash & other cons so more & more claims go legal these days.

Will this be five? It's gonna be five! It IS five!

If it happened as you say then you have nothing to worry about. They are just trying it on to see if they can get you to go 50/50 liability.

They will settle before court as they won't want to incur the fees or feel the wrath of the judge for wasting his time.

Don't waste your time with jealousy. Sometimes your ahead, sometimes your behind, the race is long. But in the end it's only with yourself!!

Ooh. Please post back with what happens when the time comes. Thanks

When I was a young girl my Mother said to me.. You listen here kid you're CPFC

Insurance companies' business models are based on the principle of taking as much premium income as possible and paying out as little as possible. Unless it's 100% clear cut (witnesses etc), they'll fight you to the end.