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April 20 2024 12.14am

Protests in London following Conservative victory

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Hoof Hearted 14 May 15 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....

 

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Hoof Hearted 14 May 15 11.43am

Quote legaleagle at 13 May 2015 7.23pm

Quote Johnny Eagles at 13 May 2015 11.14am

Quote Hoof Hearted at 13 May 2015 10.38am

Quote legaleagle at 12 May 2015 11.51pm

Quote jamiemartin721 at 12 May 2015 10.45am

Quote Hoof Hearted at 12 May 2015 10.35am


Exactly.

All this furore over pensions from the police, firebrigade, teachers etc when necessary changes to cope with demographics were implemented says it all.

Lloyds Bank made a massive change to their pension scheme last year by freezing pensionable salary. This means that all future pay increases don't qualify for your final salary to calculate entitlement.

The staff had to accept it, because it was necessary and the company needed to do it to clear the deficit between assets and liabilities.

It's going to cost my Mrs about £2K a year on her retirement income and for a lot of her younger colleagues, a hell of a lot more.

They didn't strike, but many will move elsewhere to achieve better working conditions/pay/benefits.

What your saying essentially is that LloydsTSB offered pension schemes it could not cover, because it couldn't balance assets and liabilities.

Its a bank, you'd think someone there would understand accountancy.

What galls me is the incompetence in offering unsustainable contracted offers, that are then withdrawn because the first party can't afford it. Especially given the profits and bonuses that the good times brought those industries.

They failed in their commitment and responsibility to deliver on their side of the agreement. You'd think financial companies would understand profit and loss, assets and liabilities.

People should be angry. Even if the changes have to be made.



Lloyds reported a profit in 2014 before tax of £1,762 million compared to £415 million in 2013...

Edited by legaleagle (12 May 2015 11.52pm)


What's that got to do with an actuarial guided decision by the Trustees of the pension scheme to amend benefits due to increased present and future liabilities caused by significant longevity of pensioners in the scheme?

You need to look at the latest triennial review of the pension fund rather than quoting Lloyds general accounting result. There is a fcuking huge deficit!


OWNED


Please see below as an example of why referencing the Bank's profit as a matter of interest and pertinence may not be as irrelevant or outside the boundaries of reasonable opinion as you both suggest.

[Link]

ps. As you will note, the very nice pension contribution of £568,000 made by the bank to its chief executive is certainly something now "OWNED" by him.


Edited by legaleagle (13 May 2015 7.28pm)

Have you looked at the accounts of the pension fund yet?


 

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View Stuk's Profile Stuk Flag Top half 14 May 15 1.04pm Send a Private Message to Stuk Add Stuk as a friend

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....


I thought Bristol returned two labour MPs?

In which case what they actually want is control over other people's/area's votes, and that really is undemocratic.

 


Optimistic as ever

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View ghosteagle's Profile ghosteagle Flag 14 May 15 2.57pm Send a Private Message to ghosteagle Add ghosteagle as a friend

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....

Why don't the police just deploy an over-sized magnet?

 

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jamiemartin721 Flag Reading 14 May 15 3.41pm

Quote ghosteagle at 14 May 2015 2.57pm

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....

Why don't the police just deploy an over-sized magnet?

Steel.


 


"One Nation Under God, has turned into One Nation Under the Influence of One Drug"
[Link]

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View Stuk's Profile Stuk Flag Top half 14 May 15 3.45pm Send a Private Message to Stuk Add Stuk as a friend

Quote jamiemartin721 at 14 May 2015 3.41pm

Quote ghosteagle at 14 May 2015 2.57pm

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....

Why don't the police just deploy an over-sized magnet?

Steel.



is magnetic.

 


Optimistic as ever

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Hoof Hearted 14 May 15 4.36pm

Quote Stuk at 14 May 2015 1.04pm

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....


I thought Bristol returned two labour MPs?

In which case what they actually want is control over other people's/area's votes, and that really is undemocratic.


Three actually Stu...

Bristol South, East and West.

They were happy with FPTP from 1997 to 2010 and we've had a referendum about voting methods which endorsed FPTP so I don't see what their beef is.

Just an excuse for a bit of class war activity I suppose as it's been a couple of months since they lost the fight over Stapleton Allotments v The Metro Bus linkroad.

 

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View Stuk's Profile Stuk Flag Top half 14 May 15 4.52pm Send a Private Message to Stuk Add Stuk as a friend

Quote Hoof Hearted at 14 May 2015 4.36pm

Quote Stuk at 14 May 2015 1.04pm

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....


I thought Bristol returned two labour MPs?

In which case what they actually want is control over other people's/area's votes, and that really is undemocratic.


Three actually Stu...

Bristol South, East and West.

They were happy with FPTP from 1997 to 2010 and we've had a referendum about voting methods which endorsed FPTP so I don't see what their beef is.

Just an excuse for a bit of class war activity I suppose as it's been a couple of months since they lost the fight over Stapleton Allotments v The Metro Bus linkroad.


3! That's 50% more of a reason for them not to moan. I just saw the small bloodstain in a sea of blue on the post-election map.

I read another article today about the slebs and comedians on Twitter rallying against the upcoming Hunting vote. Which equates to them not being happy that something in a manifesto will actually happen after the election.

Same with the EU referendum.

 


Optimistic as ever

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nickgusset Flag Shizzlehurst 14 May 15 5.00pm

Quote Stuk at 14 May 2015 4.52pm

Quote Hoof Hearted at 14 May 2015 4.36pm

Quote Stuk at 14 May 2015 1.04pm

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....


I thought Bristol returned two labour MPs?

In which case what they actually want is control over other people's/area's votes, and that really is undemocratic.


Three actually Stu...

Bristol South, East and West.

They were happy with FPTP from 1997 to 2010 and we've had a referendum about voting methods which endorsed FPTP so I don't see what their beef is.

Just an excuse for a bit of class war activity I suppose as it's been a couple of months since they lost the fight over Stapleton Allotments v The Metro Bus linkroad.


3! That's 50% more of a reason for them not to moan. I just saw the small bloodstain in a sea of blue on the post-election map.

I read another article today about the slebs and comedians on Twitter rallying against the upcoming Hunting vote. Which equates to them not being happy that something in a manifesto will actually happen after the election.

Same with the EU referendum.


Yes, quelle surprise that some of the 76% of the electorate that didn't vote Tory are miffed.

 

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View Stuk's Profile Stuk Flag Top half 14 May 15 5.02pm Send a Private Message to Stuk Add Stuk as a friend

Quote nickgusset at 14 May 2015 5.00pm

Quote Stuk at 14 May 2015 4.52pm

Quote Hoof Hearted at 14 May 2015 4.36pm

Quote Stuk at 14 May 2015 1.04pm

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....


I thought Bristol returned two labour MPs?

In which case what they actually want is control over other people's/area's votes, and that really is undemocratic.


Three actually Stu...

Bristol South, East and West.

They were happy with FPTP from 1997 to 2010 and we've had a referendum about voting methods which endorsed FPTP so I don't see what their beef is.

Just an excuse for a bit of class war activity I suppose as it's been a couple of months since they lost the fight over Stapleton Allotments v The Metro Bus linkroad.


3! That's 50% more of a reason for them not to moan. I just saw the small bloodstain in a sea of blue on the post-election map.

I read another article today about the slebs and comedians on Twitter rallying against the upcoming Hunting vote. Which equates to them not being happy that something in a manifesto will actually happen after the election.

Same with the EU referendum.


Yes, quelle surprise that some of the 76% of the electorate that didn't vote Tory are miffed.


That's democracy, they need to deal with it. Most of them have never lived their adult life under a Conservative government either.

 


Optimistic as ever

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nickgusset Flag Shizzlehurst 14 May 15 5.05pm

Quote Stuk at 14 May 2015 5.02pm

Quote nickgusset at 14 May 2015 5.00pm

Quote Stuk at 14 May 2015 4.52pm

Quote Hoof Hearted at 14 May 2015 4.36pm

Quote Stuk at 14 May 2015 1.04pm

Quote Hoof Hearted at 14 May 2015 11.41am

Quote nickgusset at 13 May 2015 8.49pm

Quote johnfirewall at 13 May 2015 8.33pm

Quote nickgusset at 13 May 2015 8.30pm

Brizzle tonight...


Prime crusty territory.


Hoof is in the front row!


My Mrs was late home from work due to those w*nkers!

Every single one had face piercings and were saying "Yeah... FPTP is undemocratic... we hate the Tories and the Bankers...blah blah....


I thought Bristol returned two labour MPs?

In which case what they actually want is control over other people's/area's votes, and that really is undemocratic.


Three actually Stu...

Bristol South, East and West.

They were happy with FPTP from 1997 to 2010 and we've had a referendum about voting methods which endorsed FPTP so I don't see what their beef is.

Just an excuse for a bit of class war activity I suppose as it's been a couple of months since they lost the fight over Stapleton Allotments v The Metro Bus linkroad.


3! That's 50% more of a reason for them not to moan. I just saw the small bloodstain in a sea of blue on the post-election map.

I read another article today about the slebs and comedians on Twitter rallying against the upcoming Hunting vote. Which equates to them not being happy that something in a manifesto will actually happen after the election.

Same with the EU referendum.


Yes, quelle surprise that some of the 76% of the electorate that didn't vote Tory are miffed.


That's democracy, they need to deal with it. Most of them have never lived their adult life under a Conservative government either.


So is the right to protest. A shame that some people (who are not protesting) are planted to start trouble.

 

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Tom-the-eagle Flag Croydon 14 May 15 5.07pm

Quote Superfly at 14 May 2015 10.00am

You seem to have man love on the brain Tom. I'd keep it under wraps mate - some people on here are not as liberal as you or I

Quote Tom-the-eagle at 14 May 2015 8.41am


There's not been as many cocks out together in one place since last years gay pride


Quote Tom-the-eagle at 07 May 2015 8.14pm

Trouble with you left wing types is your such a bunch of bleating faggots.


Quote Tom-the-eagle at 10 May 2015 8.35pm

You have a much chance of Gusset answering a straight question as you have as Imbored saying that he fancies women.

I honestly cant help myself - I just love a cock joke

 


"It feels much better than it ever did, much more sensitive." John Wayne Bobbit

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