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March 29 2024 12.54pm

Buying a house.

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View -TUX-'s Profile -TUX- Flag Alphabettispaghetti 04 Feb 16 7.08pm Send a Private Message to -TUX- Add -TUX- as a friend

Originally posted by Stuk

You can't just build ad infinitum.

If immigration is a red herring for a housing shortage why is there a shortage of school places too? As far as I'm aware no one is buying to let schools.

Agreed, but as we are nowhere near 'full capacity' re- land available, we can build for a long while yet.

 


Time to move forward together.

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View elgrande's Profile elgrande Flag bedford 04 Feb 16 7.23pm Send a Private Message to elgrande Add elgrande as a friend

Originally posted by -TUX-

Agreed, but as we are nowhere near 'full capacity' re- land available, we can build for a long while yet.

Tux the problem with that is they are building houses, but number 1,they are not affordable for the average Joe.
Up here north of Bedford where I live they are building s*** loads,but all too much money,and building on flood lands.
Half the reason we have the bad floods is because the rain water has no where to go.

 


always a Norwood boy, where ever I live.

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View -TUX-'s Profile -TUX- Flag Alphabettispaghetti 04 Feb 16 7.31pm Send a Private Message to -TUX- Add -TUX- as a friend

Originally posted by elgrande

Tux the problem with that is they are building houses, but number 1,they are not affordable for the average Joe.
Up here north of Bedford where I live they are building s*** loads,but all too much money,and building on flood lands.
Half the reason we have the bad floods is because the rain water has no where to go.

As i said, 'capitalism' is the problem.
Re- 'Flood plains'.............if engineered properly there shouldn't be a problem. (see my first sentence)

 


Time to move forward together.

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View -TUX-'s Profile -TUX- Flag Alphabettispaghetti 04 Feb 16 7.40pm Send a Private Message to -TUX- Add -TUX- as a friend

Originally posted by Wilesy01

Picking up the keys to my flat on Monday. The buying process has been god awful thanks to spivvy estate agents, incompetent solicitors and the particularly nasty seller who owns a number of other properties. They get away with it as unfortunately the Bristol market is saturated with buyers at the moment.

We've paid considerably over asking price and put down a very big deposit so we could get an okay mortgage.

The whole industry needs to be totally reformed and much more regulated so first time buyers can have some confidence in what theyre getting into.

1. These people should be taxed to the hilt to make +2 property ownership not worth the effort, imo.

2. Sorry to hear that.

 


Time to move forward together.

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View Penge Eagle's Profile Penge Eagle Flag Beckenham 04 Feb 16 7.59pm Send a Private Message to Penge Eagle Holmesdale Online Elite Member Add Penge Eagle as a friend

The lefties stick their head in the sand again over immigration. It HAS a lot to do with it.

141,000 homes were built in 2014
[Link]

330,000 is latest net migration (record high)
[Link]

Average household size in the UK was 2.3 people per household
[Link]

Do the math!

 

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View -TUX-'s Profile -TUX- Flag Alphabettispaghetti 04 Feb 16 8.18pm Send a Private Message to -TUX- Add -TUX- as a friend

Originally posted by Penge Eagle

The lefties stick their head in the sand again over immigration. It HAS a lot to do with it.

141,000 homes were built in 2014
[Link]

330,000 is latest net migration (record high)
[Link]

Average household size in the UK was 2.3 people per household
[Link]

Do the math!

And the stupid disregard the lack of house-building that started with Thatcher.
Decades before immigration became an issue.

 


Time to move forward together.

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View Ketteridge's Profile Ketteridge Flag Brighton 04 Feb 16 8.45pm Send a Private Message to Ketteridge Add Ketteridge as a friend

Originally posted by Lyons550

I'm in the process of getting mine ready to pop in the market for a tidy profit after 2 years. I think the market will take a fall in the next 12 to 18 months due to the effects of the 2nd house stamp duty and the removal of tax relief on mortgage interest for landlords. The latter will see landlords disposing of less profitable assets increasing the amount of property available and driving prices down as a result...I'll then get back in in 4 years


It sounds like a good policy to curb buy to lets but in reality house prices went up by 7% last year 7.5% the year before that, the rise in asset price is likely to cover the additional 3% tax in no time. Rent is increasing at a similar rate so you income will be increasing a rapid rate to. So still a good investment.

 


One supporter of hacking argued that without it "you will do away with the courage and pluck of the game, and I will be bound to bring over a lot of Frenchmen who would beat you with a week's practice -Blackheath secretary at first meeting of the F.A

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View Penge Eagle's Profile Penge Eagle Flag Beckenham 04 Feb 16 8.51pm Send a Private Message to Penge Eagle Holmesdale Online Elite Member Add Penge Eagle as a friend

Originally posted by -TUX-

And the stupid disregard the lack of house-building that started with Thatcher.
Decades before immigration became an issue.

So what's happened since she left office in 1990?

221,000 houses were built in Thatcher's last year and has never been matched since.

Plus during Thatcher's tenure, net migration was virtually zero.

Thatcher's government built more council flats and houses in a single year than New Labour managed in its entire 13-year period in office.

 

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View matthau's Profile matthau Flag South Croydon 04 Feb 16 9.28pm Send a Private Message to matthau Add matthau as a friend

Originally posted by Penge Eagle

So what's happened since she left office in 1990?

221,000 houses were built in Thatcher's last year and has never been matched since.

Plus during Thatcher's tenure, net migration was virtually zero.

Thatcher's government built more council flats and houses in a single year than New Labour managed in its entire 13-year period in office.


[Link]

Not quite.


 

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View Penge Eagle's Profile Penge Eagle Flag Beckenham 04 Feb 16 9.44pm Send a Private Message to Penge Eagle Holmesdale Online Elite Member Add Penge Eagle as a friend

Originally posted by matthau


[Link]

Not quite.


What bit?

 

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View Ketteridge's Profile Ketteridge Flag Brighton 04 Feb 16 10.00pm Send a Private Message to Ketteridge Add Ketteridge as a friend

Originally posted by Penge Eagle

The lefties stick their head in the sand again over immigration. It HAS a lot to do with it.

141,000 homes were built in 2014
[Link]

330,000 is latest net migration (record high)
[Link]

Average household size in the UK was 2.3 people per household
[Link]

Do the math!


Yes additional demand from immigration has put extra stress on resources but they have not been the main driver of house price inflation. This is disregarding the fact of why migrants are here something the Tory party has never addressed which is why Tory Mps are out of line with activists, but that is a whole different thread.
Net immigration from the the EU has accounted for an extra 1.1 million people over the last ten years [Link] immigration from out side the EU 2.1m and finally british citizens leaving about 0.8m , so net immigration between 2005-15 is 2.4m. There are 22 million dwellings in just England, so assuming every migrant comes to England, rather than Scotland, Wales or N. Ireland and then decides they want a house to themselves they would add 11% additional demand to the market, in that time house prices have grown by about 40% well in excess of the additional demand.

Low interest rates, inflation in propery and rent as well as the over heated market being buoyed by government subsidies has pushed prices.In the period 2003-2013 the number of private rental increased by 137% some 2 million house, this is much bigger driver of the the housing crisis than immigration.

 


One supporter of hacking argued that without it "you will do away with the courage and pluck of the game, and I will be bound to bring over a lot of Frenchmen who would beat you with a week's practice -Blackheath secretary at first meeting of the F.A

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View Kermit8's Profile Kermit8 Flag Hevon 04 Feb 16 10.01pm Send a Private Message to Kermit8 Add Kermit8 as a friend

Originally posted by Penge Eagle

So what's happened since she left office in 1990?

221,000 houses were built in Thatcher's last year and has never been matched since.

Plus during Thatcher's tenure, net migration was virtually zero.

Thatcher's government built more council flats and houses in a single year than New Labour managed in its entire 13-year period in office.

Very impressive but not quite as significant as the 1,000,000 plus council houses sold and not replaced during just 1983-87 and under Thatcher's tenure. The negative effects of which can be felt to this day.

Edited by Kermit8 (04 Feb 2016 10.03pm)

 


Big chest and massive boobs

[Link]


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