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Stocks and shares

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View cryrst's Profile cryrst Flag The garden of England 21 Feb 18 1.10pm Send a Private Message to cryrst Add cryrst as a friend

Had a bit more of ppi back.
Quite a good bit actually.
Not wanting to throw it away but wouldn't mind investing a little in shares.
It's all Greek to me but i read the AIM market is as I understand penny shares.
Any tips or useful ways to get involved.
Looked at web pages but tons.
Any idiot guides to recommend and how or who do you use to deal the shares and what are the rough charges.

 

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View npn's Profile npn Flag Crowborough 21 Feb 18 1.30pm Send a Private Message to npn Add npn as a friend

could you not just chuck it in an ISA with a good fund manager?

As a note of caution, I used to be in a share club with a load of colleagues, all working for a financial/wealth management software house, so all understood the stock market - still managed to lose a shedload! A fund allows you to be properly diversified as the sums involved are so much greater, so you can have money in a fund which is diversified across markets, stock types, sectors, and currencies.

All my ISAs are in funds (and if you really want to dabble, you could always get yourself a self-select ISA, assuming they still do them)

 

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View cryrst's Profile cryrst Flag The garden of England 21 Feb 18 1.43pm Send a Private Message to cryrst Add cryrst as a friend

Originally posted by npn

could you not just chuck it in an ISA with a good fund manager?

As a note of caution, I used to be in a share club with a load of colleagues, all working for a financial/wealth management software house, so all understood the stock market - still managed to lose a shedload! A fund allows you to be properly diversified as the sums involved are so much greater, so you can have money in a fund which is diversified across markets, stock types, sectors, and currencies.

All my ISAs are in funds (and if you really want to dabble, you could always get yourself a self-select ISA, assuming they still do them)

Did you lose because you chased a loss or did you put tons in to start.
I sort of want to I suppose dabble with a fixed start amount and not keep adding.
Say a bag of sand as a max.
I was also thinking of looking at startup companies. That looks complicated in itself with tax and the like.
I know I'm not going to get minted but got to be a bit better than corals or bet 365.
Maybe my quite a bit is not the same as someone else's quite a bit.!!!
Also I'm not in any finance business at work so my view shouldn't be to deep as to
Scrutinise to much. Ignorance is bliss I suppose and like they say
" A fool and his money are easily parted"
Hence I'm not going flat out in a get rich quick scheme with all I got back.

 

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View Stuk's Profile Stuk Flag Top half 21 Feb 18 1.48pm Send a Private Message to Stuk Add Stuk as a friend

AIM is penny shares but you can still lose all your money just as quickly.

There are no idiots guides, nor safe bets, and every transaction costs you money. Buying/selling/holding etc. [Link]

A managed fund in a stocks and shares ISA is the way to go, as npn has said.

 


Optimistic as ever

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View m/k mick's Profile m/k mick Flag milton keynes 21 Feb 18 1.52pm Send a Private Message to m/k mick Add m/k mick as a friend

Do not go for start ups, or AIM, whoever you bank with will no doubt have a share buying service, dead easy, i deal with first direct, if i were you i would open an account, buy via a self select ISA, check out dividend paying stocks with a long history, and re invest the divis, as you are new, stick to ftse 100 companies, google lse, London south east,not london school of economics, there is loads of info on there to help you

 

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View npn's Profile npn Flag Crowborough 21 Feb 18 1.54pm Send a Private Message to npn Add npn as a friend

Originally posted by cryrst

Did you lose because you chased a loss or did you put tons in to start.

I was also thinking of looking at startup companies. That looks complicated in itself with tax and the like.

Also I'm not in any finance business at work so my view shouldn't be to deep as to
Scrutinise to much.

That's why it's best to leave it to the professionals - I find the financial pages dull as dishwater, so I don't read them, and am unlikely to be up to speed on my portfolio, much less be aware of upcoming dividend dates etc.

The share club wasn't a major disaster, we followed some "tips" looking for a big mover - certainly found a few, just mainly in the wrong direction

Startups are a bit of a gamble, and again the more you know the better - I had a holding in a firm called Transense Technologies - went through the roof... then back through the floor again

 

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View Lyons550's Profile Lyons550 Flag Shirley 21 Feb 18 1.54pm Send a Private Message to Lyons550 Add Lyons550 as a friend

If i were you i'd subscribe to the Penny Share newsletter...its worth it in the long run.

Some of my original investments have increased by over 1000% (Oxford Biomedica)

But as someone else said, they're far more volatile and less likely to pay any dividends so you will want to mix these up with the likes of Lloyds (which are still a great price and pay a 6% dividend).

Good luck

[Link]

Edited by Lyons550 (21 Feb 2018 1.54pm)

 


The Voice of Reason In An Otherwise Mediocre World

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View chris123's Profile chris123 Flag hove actually 21 Feb 18 1.55pm Send a Private Message to chris123 Add chris123 as a friend

Originally posted by cryrst

Had a bit more of ppi back.
Quite a good bit actually.
Not wanting to throw it away but wouldn't mind investing a little in shares.
It's all Greek to me but i read the AIM market is as I understand penny shares.
Any tips or useful ways to get involved.
Looked at web pages but tons.
Any idiot guides to recommend and how or who do you use to deal the shares and what are the rough charges.

Follow the Zulu principle and research niche markets and invest in the best company in that niche - made Jim Slater a quid or two.

 

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View jp_cpfc's Profile jp_cpfc Flag Balham 21 Feb 18 2.19pm Send a Private Message to jp_cpfc Add jp_cpfc as a friend

Originally posted by cryrst

Had a bit more of ppi back.
Quite a good bit actually.
Not wanting to throw it away but wouldn't mind investing a little in shares.
It's all Greek to me but i read the AIM market is as I understand penny shares.
Any tips or useful ways to get involved.
Looked at web pages but tons.
Any idiot guides to recommend and how or who do you use to deal the shares and what are the rough charges.

I wrap my money up in a S&S Isa and put it in a Vanguard Life Strategy Fund - [Link]

You can choose how risky you want it to be (20% equities up to 100%).

I use the 80% fund. 80% of my capital gets invested in stock markets all over the world and 20% is invested in bonds.

Looking at previous performance, it's returned nearly 11% a year for the last five years. Although I've only been invested for one so far.


 

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View dannyboy1978's Profile dannyboy1978 Flag 21 Feb 18 2.48pm Send a Private Message to dannyboy1978 Add dannyboy1978 as a friend

88e (88 energy) is looking good for a nice return by the summer. they have found a huge oil reserve and looking to frack it commercially.

you can pick up a lot of info using this forum
[Link]

 

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View chris123's Profile chris123 Flag hove actually 21 Feb 18 3.56pm Send a Private Message to chris123 Add chris123 as a friend

Originally posted by dannyboy1978

88e (88 energy) is looking good for a nice return by the summer. they have found a huge oil reserve and looking to frack it commercially.

you can pick up a lot of info using this forum
[Link]

Well from what I can see, the estimates are based on old 2d seismic and they're going to shoot 3d later this year and see if they can identify oil and/or shale targets. They've only just let the contract for the seismic - so you may have to wait it a little longer so that they can shoot it, process it, interpret it, identify drillable targets, hire a rig, drill some holes, and keep everything crossed, during the shortened working months in deepest Alaska, that they find something.

 

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View Rudi Hedman's Profile Rudi Hedman Flag Caterham 21 Feb 18 4.05pm Send a Private Message to Rudi Hedman Add Rudi Hedman as a friend

TBH if it's only a grand of shares you're going to buy you may as well do matched betting for 30 mins a day for a year and multiply your money which you won't with most shares in a year.

I said this to someone and he's still got the same amount ages after whereas someone else who did the matched betting has multiple times more.

Or you could buy dips and sell peaks in Bitcoin if you don't mind it being possible high risk.

 


COYP

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