You are here: Home > Message Board > News & Politics > Right to rent
March 19 2019 6.54pm

Right to rent

Previous Topic | Next Topic


Page 4 of 9 < 1 2 3 4 5 6 7 8 >

 

View Stirlingsays's Profile Stirlingsays Online Flag Wisbech, England 02 Mar 19 12.11am Send a Private Message to Stirlingsays Holmesdale Online Elite Member Add Stirlingsays as a friend

Originally posted by Jimenez

The house is the cheap part. It's the land & the planning which is the time consuming & expensive part.

I don't suppose they can do much about the land cost but surely the planning stuff should have been sorted out decades ago.

Sounds like too many palms being greased to me.....but perhaps that's just my cynicism.

Edited by Stirlingsays (02 Mar 2019 12.11am)

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View Tom-the-eagle's Profile Tom-the-eagle Flag Croydon 02 Mar 19 12.14am Send a Private Message to Tom-the-eagle Add Tom-the-eagle as a friend

Originally posted by Hrolf The Ganger

Well if banks didn't charge so much for mortgages and house prices were so high, then perhaps more people would buy.
My only issue with landlords is that they are too greedy.

Its a market economy. Rents are dictated by the market. For your information rents are currently creeping down for the first time in over a decade.

Rents have been continually pushed up over the past 15 years by the constant stream of Eastern Europeans arriving and needing a place to live.
Its simple supply and demand.


Making a generalisation saying landlords are greedy is like saying all tenants are XXX (fill in the blank). Its ridiculous.

The problem is not with landlords the problem is that there are too many people living on an island not big enough to cope.

This is not the fault of landlords. Don't blame the player - blame the game.

 


"It feels much better than it ever did, much more sensitive." John Wayne Bobbit

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View .TUX.'s Profile .TUX. Flag 02 Mar 19 12.28am Send a Private Message to .TUX. Add .TUX. as a friend

Originally posted by Tom-the-eagle

OK lets look at it from another angle.

Without landlords there would be no private renting sector whatsoever. Just home ownership or social housing.

There is not enough social housing to cope now let alone if you added the tens of millions who currently privately rent to it.

Home ownership is not practical for everyone.
Many people are unable to get a mortgage due to bad credit/low salary/no salary or debts.

There are various scenarios in which people rely on the private sector such as when people arrive in Britain (unable to buy or gain social housing) or people who move for a short period of time
on a temporary job contract etc.

So for those who have it in for landlords then please explain to me how it would be possible for Britain to run without a private renting sector?

Funnily enough, we survived for bloody decades

Landlords are fine bud but tenants pretty much covering the landlords monthly mortgage repayments isn't. We've gone from paying a reasonable amount for a roof over our heads to pretty much covering all of your costs. I'll say it again, this isn't progress.
I get that you're trying to cover your arse but it don't wash. Life existed before you and yours...............and at a far cheaper rate.

 


Buy Litecoin.

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View Midlands Eagle's Profile Midlands Eagle Flag 02 Mar 19 7.00am Send a Private Message to Midlands Eagle Add Midlands Eagle as a friend

Originally posted by Hrolf The Ganger

Well if banks didn't charge so much for mortgages and house prices were so high,

Mortgage rates are very reasonable with many available at under 2% pa which is much better than the 15$ to 19% 30 odd years ago.

It's true that house prices down South are wickedly high though with the house that I sold in West Sussex in 1984 for £100,000 being sold again last year for just over £1m

There is an alternative available to many people though and that is to move away from the area. A friend of mine is a nurse and she rents a ten year old two bedroomed flat in Staffordshire for £600 per month as well as running a brand new car

 

Alert Alert a moderator to this post | Board Moderator Edit this post Quote this post in a reply
View Mapletree's Profile Mapletree Flag Croydon 02 Mar 19 8.34am Send a Private Message to Mapletree Add Mapletree as a friend

Originally posted by .TUX.

You chose to bring Germany into the mix, a completely different model.
You ''get'' nothing tbh.

I repeat. The point was made generically about landlords

We can debate the shortfalls and benefits of the system in each country but that is a different point

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View YT's Profile YT Flag Oxford 02 Mar 19 9.16am Send a Private Message to YT Add YT as a friend

Originally posted by Hrolf The Ganger

Well if banks didn't charge so much for mortgages and house prices were so high, then perhaps more people would buy.
My only issue with landlords is that they are too greedy.

Mortgage rates have hardly ever been so low. Sustained low mortgage rates is one of many factors in why house prices are so high. Another factor is the ready supply of interest-free cash for deposits aka "the bank of mum and dad". Affluent parents no doubt are doing what they think is best to help their offspring, but collectively they are merely fuelling the high house prices that they no doubt regard as scandalous. Until they console themselves with the knowledge of how much their own property is worth.

Edited by YT (02 Mar 2019 9.17am)

 


Palace since 19 August 1972. Palace 1 (Tony Taylor) Liverpool 1 (Emlyn Hughes)

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View YT's Profile YT Flag Oxford 02 Mar 19 9.22am Send a Private Message to YT Add YT as a friend

Originally posted by Midlands Eagle

Mortgage rates are very reasonable with many available at under 2% pa which is much better than the 15$ to 19% 30 odd years ago.

It's true that house prices down South are wickedly high though with the house that I sold in West Sussex in 1984 for £100,000 being sold again last year for just over £1m

There is an alternative available to many people though and that is to move away from the area. A friend of mine is a nurse and she rents a ten year old two bedroomed flat in Staffordshire for £600 per month as well as running a brand new car

The mention of a brand new car is interesting. I may of course be wrong, but the chances are that she will be leasing it rather than having bought it with cash or a loan. And will therefore be paying more for it, all things being equal. I wonder if firms that charge 'rent' for cars are also regarded as parasitical by certain posters.

 


Palace since 19 August 1972. Palace 1 (Tony Taylor) Liverpool 1 (Emlyn Hughes)

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View Mapletree's Profile Mapletree Flag Croydon 02 Mar 19 9.28am Send a Private Message to Mapletree Add Mapletree as a friend

Having students in the family, I have to say private student accommodation really is a rip off

Always run down and overpriced

We need better regulation. But I donít think the public sector is a complete answer. We need more rental properties quickly. We should do something more on empty properties too, but enable not just punish

Edited by Mapletree (02 Mar 2019 9.28am)

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View Midlands Eagle's Profile Midlands Eagle Flag 02 Mar 19 9.30am Send a Private Message to Midlands Eagle Add Midlands Eagle as a friend

Originally posted by YT


The mention of a brand new car is interesting. I may of course be wrong, but the chances are that she will be leasing it rather than having bought it with cash or a loan. And will therefore be paying more for it, all things being equal. I wonder if firms that charge 'rent' for cars are also regarded as parasitical by certain posters.

It's a PCP. Brand new Seat Ibiza at £190 per month over four years. Vey low deposit and low APR too

 

Alert Alert a moderator to this post | Board Moderator Edit this post Quote this post in a reply
View Badger11's Profile Badger11 Flag Beckenham 02 Mar 19 1.40pm Send a Private Message to Badger11 Add Badger11 as a friend

Originally posted by Mapletree

Having students in the family, I have to say private student accommodation really is a rip off

Always run down and overpriced

We need better regulation. But I donít think the public sector is a complete answer. We need more rental properties quickly. We should do something more on empty properties too, but enable not just punish

Edited by Mapletree (02 Mar 2019 9.28am)

Increase council tax on empty homes. Increase council tax on second homes.

 


One more point

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View Hrolf The Ganger's Profile Hrolf The Ganger Flag 02 Mar 19 5.19pm Send a Private Message to Hrolf The Ganger Add Hrolf The Ganger as a friend

Originally posted by Tom-the-eagle

Its a market economy. Rents are dictated by the market. For your information rents are currently creeping down for the first time in over a decade.

Rents have been continually pushed up over the past 15 years by the constant stream of Eastern Europeans arriving and needing a place to live.
Its simple supply and demand.


Making a generalisation saying landlords are greedy is like saying all tenants are XXX (fill in the blank). Its ridiculous.

The problem is not with landlords the problem is that there are too many people living on an island not big enough to cope.

This is not the fault of landlords. Don't blame the player - blame the game.


I understand all that but don't tell me that most landlords don't make a huge profit on their properties.

Good luck to them I say but don't tell me that they need to charge that much.
It is about charging what you can get away with like most commodities.

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View Hrolf The Ganger's Profile Hrolf The Ganger Flag 02 Mar 19 5.23pm Send a Private Message to Hrolf The Ganger Add Hrolf The Ganger as a friend

Originally posted by YT

Mortgage rates have hardly ever been so low. Sustained low mortgage rates is one of many factors in why house prices are so high. Another factor is the ready supply of interest-free cash for deposits aka "the bank of mum and dad". Affluent parents no doubt are doing what they think is best to help their offspring, but collectively they are merely fuelling the high house prices that they no doubt regard as scandalous. Until they console themselves with the knowledge of how much their own property is worth.

Edited by YT (02 Mar 2019 9.17am)

You are correct but even with low interest rates, mortgages are still very expensive in terms of percentage of earnings. I believe that house prices are more about supply and demand but obviously, there are other inflationary factors as you suggest,

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply

 

Page 4 of 9 < 1 2 3 4 5 6 7 8 >

Previous Topic | Next Topic

You are here: Home > Message Board > News & Politics > Right to rent