You are here: Home > Message Board > General Talk > Car accident advice/opinion
March 29 2024 8.17am

Car accident advice/opinion

Previous Topic | Next Topic


 

View JohnB's Profile JohnB Flag 13 Sep 19 6.46pm Send a Private Message to JohnB Add JohnB as a friend

My mum was in a car accident the other day and my initial thoughts were the liability would sit with her but was just wondering if anyone with more knowledge than me would be able to give me their opinion on if there is an argument that it isn’t her liability.

She was at a T junction where she was turning right with the lights green. From her left hand side a police car sped round the corner to turn to the police cars right on the wrong side of the road. She was following another car who in order to avoid the police car crashing into them, slammed their brakes on and my mum then drove into them.

The police did come back a little bit later whilst they were exchanging details and intimated that there may be a case to claim against them and gave her a CAD number.

However, when my mum spoke to her insurance company they said as she rear ended the other driver it’s her fault.

Is there a case to either push the insurance company to explore the liability of the police or try and claim directly from the police or would you say as she went into the back of the other car and the law says about a 2 second gap that ultimately taking it further is pointless.

Any advice appreciated.

Thanks

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View Stirlingsays's Profile Stirlingsays Flag 13 Sep 19 7.46pm Send a Private Message to Stirlingsays Holmesdale Online Elite Member Add Stirlingsays as a friend

I think she's been unlucky but the 2 second gap applies....not that it's always possible of course.

Life sucks at times.

 


'Who are you and how did you get in here? I'm a locksmith. And, I'm a locksmith.' (Leslie Nielsen)

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View chris123's Profile chris123 Flag hove actually 13 Sep 19 8.03pm Send a Private Message to chris123 Add chris123 as a friend

Originally posted by JohnB

My mum was in a car accident the other day and my initial thoughts were the liability would sit with her but was just wondering if anyone with more knowledge than me would be able to give me their opinion on if there is an argument that it isn’t her liability.

She was at a T junction where she was turning right with the lights green. From her left hand side a police car sped round the corner to turn to the police cars right on the wrong side of the road. She was following another car who in order to avoid the police car crashing into them, slammed their brakes on and my mum then drove into them.

The police did come back a little bit later whilst they were exchanging details and intimated that there may be a case to claim against them and gave her a CAD number.

However, when my mum spoke to her insurance company they said as she rear ended the other driver it’s her fault.

Is there a case to either push the insurance company to explore the liability of the police or try and claim directly from the police or would you say as she went into the back of the other car and the law says about a 2 second gap that ultimately taking it further is pointless.

Any advice appreciated.

Thanks

I've worked for several insurers and while normally the fault lies with the insured who hits from behind, if that's how the accident occurred. But there are always exceptions and your's sounds like one, if the police vehicle was speeding.

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View JohnB's Profile JohnB Flag 13 Sep 19 8.22pm Send a Private Message to JohnB Add JohnB as a friend

Should probably add the the police car was on the wrong side of the road as well when they turned right so cut off the corner at speed.

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
View chris123's Profile chris123 Flag hove actually 13 Sep 19 8.29pm Send a Private Message to chris123 Add chris123 as a friend

Originally posted by JohnB

Should probably add the the police car was on the wrong side of the road as well when they turned right so cut off the corner at speed.

The police have a procedure for hitting vehicles driven by members of the public and where they are liable.

 

Alert Alert a moderator to this post Edit this post Quote this post in a reply
deleted user Flag 14 Sep 19 5.29pm

Originally posted by chris123

I've worked for several insurers and while normally the fault lies with the insured who hits from behind, if that's how the accident occurred. But there are always exceptions and your's sounds like one, if the police vehicle was speeding.

Yes, it's worth pressing them as there are exceptions. Another being that if a driver in front of you is drunk and driving erratically, insurance companies can side with you. Not as though I'm suggesting the old bill were knocking back JD and cokes.

 

Alert Alert a moderator to this post Quote this post in a reply

 


Previous Topic | Next Topic

You are here: Home > Message Board > General Talk > Car accident advice/opinion