Speeding fine

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Michaelawt85 Bexley 08 Mar 17 9.15am
Originally posted by Forest Hillbilly as a rough guide, insurance companies will ignore 3 points if you were speeding in a 30MPH limit. Speeding in higher speed limit areas is taken more seriously, for some reason. I would suggest doing the course and keeping schtum. Just make sure the attendees lists are not made available to insurance companies. The courses are bl00dy good too. (just to add, that non-disclosure of details to your insurance company could potentially invalidate a claim, IF they find out you kept the course secret) Also, if you took 3 points and got another conviction within 3 years, that would put you on 6 points, which would have a noticeable effect on your premiums. I got my licence in 1986,and it has never been 'clean', except for the last 5 years. Edited by Forest Hillbilly (08 Mar 2017 9.04am) They don't ignore speeding in a 30. U husband got caught by a camera doing 37 in a 30 and got a fine , 3 points with an sp30 code. Premium went up straight away once the insurance company were informed. Only recently come off the licence When I was a young girl my Mother said to me.. You listen here kid you're CPFC
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Michaelawt85

Bexley 08 Mar 17 9.15am

Originally posted by Forest Hillbilly

as a rough guide, insurance companies will ignore 3 points if you were speeding in a 30MPH limit. Speeding in higher speed limit areas is taken more seriously, for some reason.

I would suggest doing the course and keeping schtum.
Just make sure the attendees lists are not made available to insurance companies. The courses are bl00dy good too. (just to add, that non-disclosure of details to your insurance company could potentially invalidate a claim, IF they find out you kept the course secret)

Also, if you took 3 points and got another conviction within 3 years, that would put you on 6 points, which would have a noticeable effect on your premiums.

I got my licence in 1986,and it has never been 'clean', except for the last 5 years.

Edited by Forest Hillbilly (08 Mar 2017 9.04am)

They don't ignore speeding in a 30. U husband got caught by a camera doing 37 in a 30 and got a fine , 3 points with an sp30 code. Premium went up straight away once the insurance company were informed. Only recently come off the licence

When I was a young girl my Mother said to me.. You listen here kid you're CPFC

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HeathMan Purley 08 Mar 17 10.24am
Got caught (40 in 30 - dry road mid-day) in November. Did course in Sutton (£97.00) and learnt a lot, with reminders of many things. Points on licences do mean prizes for insurers. However, in January (on the course) I think I heard that insurers are able to receive a feed from the database of people attending courses. Judging by the number of people on the afternoon course (two separate rooms of 24) they are doing just under 100 per day - which at four weeks per week and the course operating for ten months per year gives 20,000 p.a. for just one location. I suspect that most motorists in the UK have been caught, and hope that when I renew my insurance I will be regarded as the average motorist.
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HeathMan

Purley 08 Mar 17 10.24am

Got caught (40 in 30 - dry road mid-day) in November. Did course in Sutton (£97.00) and learnt a lot, with reminders of many things. Points on licences do mean prizes for insurers. However, in January (on the course) I think I heard that insurers are able to receive a feed from the database of people attending courses. Judging by the number of people on the afternoon course (two separate rooms of 24) they are doing just under 100 per day - which at four weeks per week and the course operating for ten months per year gives 20,000 p.a. for just one location. I suspect that most motorists in the UK have been caught, and hope that when I renew my insurance I will be regarded as the average motorist.

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thegreatlardino crawley/selsey 08 Mar 17 10.31am
Originally posted by chateauferret You're unlucky to get done for doing 80 in a 70 since the usual form is you have to be doing 10% + 2mph over the limit which would be 79. In addition was that 80mph according to your speedometer, or according to plod? Your speedo probably overstates your speed. Might be worth asking for the photographic evidence, calibration certificate etc for the equipment, in that case. only issue with doing this is, if it was a road policing vehicle, a traffic car in old money that did you, then there will be all the above, likewise if it was a speed van/camera...you will end up peeing off the magistrate and having to pay more in a fine They're justified, and they're ancient And they drive an ice cream van
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thegreatlardino

crawley/selsey 08 Mar 17 10.31am

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Originally posted by chateauferret

You're unlucky to get done for doing 80 in a 70 since the usual form is you have to be doing 10% + 2mph over the limit which would be 79. In addition was that 80mph according to your speedometer, or according to plod? Your speedo probably overstates your speed.

Might be worth asking for the photographic evidence, calibration certificate etc for the equipment, in that case.

only issue with doing this is, if it was a road policing vehicle, a traffic car in old money that did you, then there will be all the above, likewise if it was a speed van/camera...you will end up peeing off the magistrate and having to pay more in a fine

They're justified, and they're ancient
And they drive an ice cream van

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OknotOK Cockfosters, London 08 Mar 17 3.28pm
Originally posted by Forest Hillbilly as a rough guide, insurance companies will ignore 3 points if you were speeding in a 30MPH limit. Speeding in higher speed limit areas is taken more seriously, for some reason. I would suggest doing the course and keeping schtum. Just make sure the attendees lists are not made available to insurance companies. The courses are bl00dy good too. (just to add, that non-disclosure of details to your insurance company could potentially invalidate a claim, IF they find out you kept the course secret) Also, if you took 3 points and got another conviction within 3 years, that would put you on 6 points, which would have a noticeable effect on your premiums. I got my licence in 1986,and it has never been 'clean', except for the last 5 years. Edited by Forest Hillbilly (08 Mar 2017 9.04am) Based on what they said in the course when I did it that would absolutely no sense as the huge majority of accidents were in 30mph zones? Do the course. It isn't that long. It gets you out of 3 points and insurers have to ask you directly otherwise you don't have to disclose it. And it might actually make a difference. I found some of it quite eye opening. "It's almost like a moral decision. Except not really cos noone is going to find out," Jez, Peep Show
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OknotOK

Cockfosters, London 08 Mar 17 3.28pm

Originally posted by Forest Hillbilly

as a rough guide, insurance companies will ignore 3 points if you were speeding in a 30MPH limit. Speeding in higher speed limit areas is taken more seriously, for some reason.

Also, if you took 3 points and got another conviction within 3 years, that would put you on 6 points, which would have a noticeable effect on your premiums.

I got my licence in 1986,and it has never been 'clean', except for the last 5 years.

Edited by Forest Hillbilly (08 Mar 2017 9.04am)

Based on what they said in the course when I did it that would absolutely no sense as the huge majority of accidents were in 30mph zones?

Do the course. It isn't that long. It gets you out of 3 points and insurers have to ask you directly otherwise you don't have to disclose it. And it might actually make a difference. I found some of it quite eye opening.

"It's almost like a moral decision. Except not really cos noone is going to find out," Jez, Peep Show

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monkey Sittingbourne,Kent 08 Mar 17 4.09pm
I know one thing for sure, any amount of points does make a difference, I've tried quotes in Price comparison websites over the years declaring my points and then as a matter of interest without them and the price does drop without!! I've been offered these courses, but wouldn't waste my time being patronised all day by someone half my age who probably does a fraction of the mileage I do a year and pay more money than the fine for the privilege, I just take the 3 points on the chin and I always manage to find a cheaper quote on insurance even with the points, maybe if I was on 9 points I'd have to reconsider!! Made in Bromley
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monkey

Sittingbourne,Kent 08 Mar 17 4.09pm

I know one thing for sure, any amount of points does make a difference, I've tried quotes in Price comparison websites over the years declaring my points and then as a matter of interest without them and the price does drop without!!

I've been offered these courses, but wouldn't waste my time being patronised all day by someone half my age who probably does a fraction of the mileage I do a year and pay more money than the fine for the privilege, I just take the 3 points on the chin and I always manage to find a cheaper quote on insurance even with the points, maybe if I was on 9 points I'd have to reconsider!!

Made in Bromley

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OknotOK Cockfosters, London 08 Mar 17 4.21pm
Originally posted by monkey I know one thing for sure, any amount of points does make a difference, I've tried quotes in Price comparison websites over the years declaring my points and then as a matter of interest without them and the price does drop without!! I've been offered these courses, but wouldn't waste my time being patronised all day by someone half my age who probably does a fraction of the mileage I do a year and pay more money than the fine for the privilege, I just take the 3 points on the chin and I always manage to find a cheaper quote on insurance even with the points, maybe if I was on 9 points I'd have to reconsider!! I can't speak for all of them, but my course was taken by two former driving instructors, one in his forties, the other in his fifties. Both seemed pretty informed. Each to their own, but I actually learnt some interesting things on the course. It was like three hours out of my time and I can genuinely say I am much more conscious of my speed since having done it. "It's almost like a moral decision. Except not really cos noone is going to find out," Jez, Peep Show
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OknotOK

Cockfosters, London 08 Mar 17 4.21pm

Originally posted by monkey

I can't speak for all of them, but my course was taken by two former driving instructors, one in his forties, the other in his fifties. Both seemed pretty informed.

Each to their own, but I actually learnt some interesting things on the course. It was like three hours out of my time and I can genuinely say I am much more conscious of my speed since having done it.

"It's almost like a moral decision. Except not really cos noone is going to find out," Jez, Peep Show

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paperhat croydon 08 Mar 17 4.24pm
Originally posted by monkey I know one thing for sure, any amount of points does make a difference, I've tried quotes in Price comparison websites over the years declaring my points and then as a matter of interest without them and the price does drop without!! I've been offered these courses, but wouldn't waste my time being patronised all day by someone half my age who probably does a fraction of the mileage I do a year and pay more money than the fine for the privilege, I just take the 3 points on the chin and I always manage to find a cheaper quote on insurance even with the points, maybe if I was on 9 points I'd have to reconsider!! That sentence alone says it all. The course I went on was run by the AA with 2 experienced drivers (quoted as driving around the country every week) and in a hotel with 4 rooms being used for the courses. They were FAR from patronising, just stated facts, showed videos and asked questions. None of it was personal, just thoughts on the facts being presented. The course isnt about idiots doing 99mph on a motorway, its all about those 'just over' the limit (hence you being offered the course rather than just given points) and despite my being in the motor trade for well over 25 years, I learnt a hell of a lot. But hey, you seem to know it all anyway so it would have been wasted on you. Clinton is Clinton. I have known him for a long time, I know his mother... Simon Jordan
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paperhat

croydon 08 Mar 17 4.24pm

Originally posted by monkey

I've been offered these courses, but wouldn't waste my time being patronised all day by someone half my age who probably does a fraction of the mileage I do a year and pay more money than the fine for the privilege, I just take the 3 points on the chin and I always manage to find a cheaper quote on insurance even with the points, maybe if I was on 9 points I'd have to reconsider!!

That sentence alone says it all.

The course I went on was run by the AA with 2 experienced drivers (quoted as driving around the country every week) and in a hotel with 4 rooms being used for the courses.

They were FAR from patronising, just stated facts, showed videos and asked questions. None of it was personal, just thoughts on the facts being presented.

The course isnt about idiots doing 99mph on a motorway, its all about those 'just over' the limit (hence you being offered the course rather than just given points) and despite my being in the motor trade for well over 25 years, I learnt a hell of a lot.

But hey, you seem to know it all anyway so it would have been wasted on you.

Clinton is Clinton. I have known him for a long time, I know his mother... Simon Jordan

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monkey Sittingbourne,Kent 08 Mar 17 5.11pm
Originally posted by paperhat That sentence alone says it all. The course I went on was run by the AA with 2 experienced drivers (quoted as driving around the country every week) and in a hotel with 4 rooms being used for the courses. They were FAR from patronising, just stated facts, showed videos and asked questions. None of it was personal, just thoughts on the facts being presented. The course isnt about idiots doing 99mph on a motorway, its all about those 'just over' the limit (hence you being offered the course rather than just given points) and despite my being in the motor trade for well over 25 years, I learnt a hell of a lot. But hey, you seem to know it all anyway so it would have been wasted on you. But hey, thanks for being as patronising as those I thought I'd encounter!! Surely these courses SHOULD be aimed at the idiots who do silly speeds on motorways and outside schools, not someone who does 60/70,000 miles a year and is flashes the occasional speed camera just over the limit? I don't know it all, but with 36 years driving experience with the above mileage every year for the last 20 I don't need to be told that 'speed kills' I'm experienced enough to know!! Maybe I would learn something and if it was good for you, then fine, but I won't be bothering unless I'm on 9 points, which at the moment is exactly 9 points away so I must be doing something right I guess. Made in Bromley
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monkey

Sittingbourne,Kent 08 Mar 17 5.11pm

Originally posted by paperhat

That sentence alone says it all.

The course I went on was run by the AA with 2 experienced drivers (quoted as driving around the country every week) and in a hotel with 4 rooms being used for the courses.

They were FAR from patronising, just stated facts, showed videos and asked questions. None of it was personal, just thoughts on the facts being presented.

But hey, you seem to know it all anyway so it would have been wasted on you.

But hey, thanks for being as patronising as those I thought I'd encounter!! Surely these courses SHOULD be aimed at the idiots who do silly speeds on motorways and outside schools, not someone who does 60/70,000 miles a year and is flashes the occasional speed camera just over the limit? I don't know it all, but with 36 years driving experience with the above mileage every year for the last 20 I don't need to be told that 'speed kills' I'm experienced enough to know!! Maybe I would learn something and if it was good for you, then fine, but I won't be bothering unless I'm on 9 points, which at the moment is exactly 9 points away so I must be doing something right I guess.

Made in Bromley

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PA Bedfordshire 08 Mar 17 10.10pm
Definitely do the course, from an insurance perspective. You only need tell the insurer if they ask the question and even then it would be treated no harsher than having the conviction. I've done one and it was 2 hours longer than it needed to be. But it was fairly interesting. Most interesting was one of the attendees had been done for doing 72mph in a 70mph zone! And they brought along the letter to prove it. Edited by PA (08 Mar 2017 10.12pm)
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Bedfordshire 08 Mar 17 10.10pm

Definitely do the course, from an insurance perspective.

You only need tell the insurer if they ask the question and even then it would be treated no harsher than having the conviction.

I've done one and it was 2 hours longer than it needed to be. But it was fairly interesting. Most interesting was one of the attendees had been done for doing 72mph in a 70mph zone! And they brought along the letter to prove it.

Edited by PA (08 Mar 2017 10.12pm)

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Tim Gypsy Hill '64 Stoke sub normal 08 Mar 17 11.19pm
Thanks all for the replies. I'm going to do the course. For no other reason than I am going on holiday, and need my licence to hire a car. Nobody seems to know if the insurance company can find out who has taken a course. So, unless I am asked, I will say nothing. I have only had a clean licence for about 8 years, and would like it to stay that way. Had a UT10 endorsement on my provisional, and various others since. Then they introduced points. I had enough of those to make a cricket score. Now I am older and (hopefully) wiser, I want to keep my licence. And keep it clean. Thanks again Systematically dragged down by the lawmakers
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Tim Gypsy Hill '64

Stoke sub normal 08 Mar 17 11.19pm

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Thanks all for the replies.

I'm going to do the course. For no other reason than I am going on holiday, and need my licence to hire a car.

Nobody seems to know if the insurance company can find out who has taken a course. So, unless I am asked, I will say nothing.

I have only had a clean licence for about 8 years, and would like it to stay that way. Had a UT10 endorsement on my provisional, and various others since. Then they introduced points. I had enough of those to make a cricket score. Now I am older and (hopefully) wiser, I want to keep my licence. And keep it clean.

Thanks again

Systematically dragged down by the lawmakers

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Cucking Funt Clapham on the Back 09 Mar 17 12.58am
I've been done for speeding twice - 38 in a 30 in 2004 and 68 in a 50 in 2012. On neither occasion was I even given the opportunity to take the course. Wife beating may be socially acceptable in Sheffield, but it is a different matter in Cheltenham
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Cucking Funt

Clapham on the Back 09 Mar 17 12.58am

I've been done for speeding twice - 38 in a 30 in 2004 and 68 in a 50 in 2012.

On neither occasion was I even given the opportunity to take the course.

Wife beating may be socially acceptable in Sheffield, but it is a different matter in Cheltenham

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Midlands Eagle 09 Mar 17 6.34am
Originally posted by PA Most interesting was one of the attendees had been done for doing 72mph in a 70mph zone! And they brought along the letter to prove it. Wow, that is very unlucky as well as being highly unusual
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Midlands Eagle

09 Mar 17 6.34am

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Originally posted by PA

Most interesting was one of the attendees had been done for doing 72mph in a 70mph zone! And they brought along the letter to prove it.

Wow, that is very unlucky as well as being highly unusual

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