I recently received my car renewal notice, and, as usual, went on to a comparison website to see if I could do better than my quote (which was +17% on last year). The cheapest comparable quote was +7% on last year. What surprised me was that it was from the very same company I was already with. They seemed totally unfazed when I rang to ask them not to renew my existing policy but to start me on the other one. Loyalty is obviously bad for your financial health.

Insurance usually is a con, i rarely bother with it, once i got a renewal and it had gone up big time, so i phoned them up using a different name,address next door, same age, same experience and no claims, and got a quote a couple of hundred cheaper, i said ill take it, but change my name an address to me, they did!