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Car Insurance companies - Modern day highwaymen

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View Crystal_Clear's Profile Crystal_Clear Flag Belfast 03 Jun 15 9.38pm Send a Private Message to Crystal_Clear Add Crystal_Clear as a friend

This week my girlfriend was involved in a car accident whereby the van infront stopped sharply, she stopped sharply but the people behind rammed straight into the back of her car, forcing into the van infront as well.

Took it to the insurance approved bodyshop, to be told it's likely to be a right-off.

The insurance company told her that, because it's a right off she is not entitled to a courtesy car (even though they have not paid out), and that her insurance is now suspended because her car is not road worthy (so she can't drive someone elses car even with their permission).

Without it being her fault she is now left without a car and no money to show for it yet.

No doubt this will go as a claim against her as well.

Absolute $%^@.

 

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jamiemartin721 Flag Reading 03 Jun 15 9.45pm

My experience they're scum

 


"One Nation Under God, has turned into One Nation Under the Influence of One Drug"
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View Stuk's Profile Stuk Flag Top half 03 Jun 15 10.10pm Send a Private Message to Stuk Add Stuk as a friend

An enforced tax for a shoddy service.

 


Optimistic as ever

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View Donnveronica's Profile Donnveronica Flag Surrey 03 Jun 15 10.26pm Send a Private Message to Donnveronica Add Donnveronica as a friend

Try these people :

[Link]

I had an accident in Jan this year that wasn't my fault & they got me a courtesy car within 7 hours despite the fact I only had 3rd party insurance.
My car was eventually written off but I still kept the courtesy car until I was paid out by the insurance co

 


IT'S NOT THE SIZE OF THE DOG IN THE FIGHT , IT'S THE SIZE OF THE FIGHT IN THE DOG THAT REALLY COUNTS !!

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Hoof Hearted 04 Jun 15 10.53am

Quote Crystal_Clear at 03 Jun 2015 9.38pm

This week my girlfriend was involved in a car accident whereby the van infront stopped sharply, she stopped sharply but the people behind rammed straight into the back of her car, forcing into the van infront as well.

Took it to the insurance approved bodyshop, to be told it's likely to be a right-off.

The insurance company told her that, because it's a right off she is not entitled to a courtesy car (even though they have not paid out), and that her insurance is now suspended because her car is not road worthy (so she can't drive someone elses car even with their permission).

Without it being her fault she is now left without a car and no money to show for it yet.

No doubt this will go as a claim against her as well.

Absolute $%^@.


It's a "Write off".

Not economically viable to repair.

Did she use a comparison site and go for the cheapest premium when applying for the Insurance?

I presume the Insurance company isn't Aviva or Legal & General?

In the olden days an Insurance Broker would have got quotes for you and negotiated terms and conditions, but nowadays with Tesco's etc in the market you get what you paid for!

 

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View johnny the eagle's Profile johnny the eagle Flag wivenhoe 04 Jun 15 12.05pm Send a Private Message to johnny the eagle Add johnny the eagle as a friend

Yeah afraid with insurance companys it's all about the money, as with most things these day's. I got rid of my car, me and my partner decided to only use the one car. Anyway, had about 2 months to run on my insurance, phoned up insurance company to cancel policy. They said as only a short time to run on said policy then sorry no surrender value on policy. But the cheeky bstards wanted to charge me 30 quid cancellation charge. Told me it was not really on if I just let the policy run it's 2 months and run out, as if new car owner had any sort of claim in my old car I could be liable. What a load of bollix, so I saved 30 notes and just let the policy run out.

 


South London born and bred
red and blue till im dead.

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View Joe Bloggs's Profile Joe Bloggs Flag Nr Norwich 04 Jun 15 12.18pm Send a Private Message to Joe Bloggs Add Joe Bloggs as a friend

direct line recently sent me a renewal with an increase of 25%--my no claims goes back to the days when a bloke with a red flag walked in front of my car!

They just assume that because you have an existing policy that you will just renew ad-infinitum.

Rip off industry and sadly we pay for those people who take the insurers for a ride.

 

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jamiemartin721 Flag Reading 04 Jun 15 12.56pm

Quote Stuk at 03 Jun 2015 10.10pm

An enforced tax for a shoddy service.

Indeed, although in fairness most people just end up trying to get the cheapest insurance they can, on the basis that they have to have it. I'm guilty of that, but even so the basic service that you pay for is ludicrously poor, and entirely stacked against the client.


 


"One Nation Under God, has turned into One Nation Under the Influence of One Drug"
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View npn's Profile npn Flag Crowborough 04 Jun 15 1.12pm Send a Private Message to npn Add npn as a friend

I always go for the cheapest. Why? Because no matter how much I pay, they'll do their utmost to avoid paying out anyway, and the amount it will cost me for increased premiums makes it unlikely I'll ever claim anyway

 

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View dannyh's Profile dannyh Flag wherever I lay my hat....... 04 Jun 15 1.35pm Send a Private Message to dannyh Add dannyh as a friend

Quote Crystal_Clear at 03 Jun 2015 9.38pm

This week my girlfriend was involved in a car accident whereby the van infront stopped sharply, she stopped sharply but the people behind rammed straight into the back of her car, forcing into the van infront as well.

Took it to the insurance approved bodyshop, to be told it's likely to be a right-off.

The insurance company told her that, because it's a right off she is not entitled to a courtesy car (even though they have not paid out), and that her insurance is now suspended because her car is not road worthy (so she can't drive someone elses car even with their permission).

Without it being her fault she is now left without a car and no money to show for it yet.

No doubt this will go as a claim against her as well.

Absolute $%^@.

Robbing b******s, at least muggers beat you up before they steal your hard earned.

 


"It's not the bullet that's got my name on it that concerns me; it's all them other ones flyin' around marked 'To Whom It May Concern.'"

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View DanH's Profile DanH Flag SW2 04 Jun 15 1.46pm Send a Private Message to DanH Add DanH as a friend

Quote dannyh at 04 Jun 2015 1.35pm

Quote Crystal_Clear at 03 Jun 2015 9.38pm

This week my girlfriend was involved in a car accident whereby the van infront stopped sharply, she stopped sharply but the people behind rammed straight into the back of her car, forcing into the van infront as well.

Took it to the insurance approved bodyshop, to be told it's likely to be a right-off.

The insurance company told her that, because it's a right off she is not entitled to a courtesy car (even though they have not paid out), and that her insurance is now suspended because her car is not road worthy (so she can't drive someone elses car even with their permission).

Without it being her fault she is now left without a car and no money to show for it yet.

No doubt this will go as a claim against her as well.

Absolute $%^@.

Robbing b******s, at least muggers beat you up before they steal your hard earned.


How much did you make last night in the end?

 

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View martin2412's Profile martin2412 Flag Living The Dream 04 Jun 15 1.48pm Send a Private Message to martin2412 Add martin2412 as a friend

Quote Hoof Hearted at 04 Jun 2015 10.53am

Quote Crystal_Clear at 03 Jun 2015 9.38pm

This week my girlfriend was involved in a car accident whereby the van infront stopped sharply, she stopped sharply but the people behind rammed straight into the back of her car, forcing into the van infront as well.

Took it to the insurance approved bodyshop, to be told it's likely to be a right-off.

The insurance company told her that, because it's a right off she is not entitled to a courtesy car (even though they have not paid out), and that her insurance is now suspended because her car is not road worthy (so she can't drive someone elses car even with their permission).

Without it being her fault she is now left without a car and no money to show for it yet.

No doubt this will go as a claim against her as well.

Absolute $%^@.


It's a "Write off".

Not economically viable to repair.

Did she use a comparison site and go for the cheapest premium when applying for the Insurance?

I presume the Insurance company isn't Aviva or Legal & General?

In the olden days an Insurance Broker would have got quotes for you and negotiated terms and conditions, but nowadays with Tesco's etc in the market you get what you paid for!

I can't agree with this Hoof. What she paid for was insurance against accidents and theft, and this is what she should receive. Just because they decide to sell it cheap doesn't mean that they shouldn't deliver the service when required.

The trouble with insurance companies these days is that they won't fight your corner for you when you've had an accident. It's easier and less time consuming (hence cheaper) to agree to a 'knock for knock' arrangement with the other party's insurer and pay out peanuts.


 

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