Cost of living

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Badger11 Beckenham 25 Sep 22 12.22pm
Originally posted by Dubai Eagle I also understood that one of the reasons for the 08 crash in the UK was that in some change of house loan lending guidelines mortgage seekers were then allowed to write their own salary certification letters to justify the size of the loan they required, rather than have something written by the company they worked for & supported by a P60 (as it had been in previous times) obviously if you give people a free hand to borrow in effect as much as they like problems are bound to result. Exactly. The politicians have ducked their responsibility in this fiasco which is why they are so keen to dog whistle "bankers bonus". One more point
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Badger11

Beckenham 25 Sep 22 12.22pm

Originally posted by Dubai Eagle

I also understood that one of the reasons for the 08 crash in the UK was that in some change of house loan lending guidelines mortgage seekers were then allowed to write their own salary certification letters to justify the size of the loan they required, rather than have something written by the company they worked for & supported by a P60 (as it had been in previous times) obviously if you give people a free hand to borrow in effect as much as they like problems are bound to result.

Exactly. The politicians have ducked their responsibility in this fiasco which is why they are so keen to dog whistle "bankers bonus".

One more point

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cryrst The garden of England 26 Apr 23 4.49am
[Link] A bit of honesty and reality.
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cryrst

The garden of England 26 Apr 23 4.49am

[Link]

A bit of honesty and reality.

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The Dolphin 26 Apr 23 7.06am
They could have worded it better though! Companies and people generally are profiteering. They take days to hike prices and months to reduce them - if they ever do. The sentiment in the piece is right but they should sort their PR out! My biggest bugbear is "the cost of fuel driving prices up" - we were told. Fuel comes down in price and ................ hmmm - still waiting for the affected prices to fall.
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The Dolphin

26 Apr 23 7.06am

They could have worded it better though!
Companies and people generally are profiteering.
They take days to hike prices and months to reduce them - if they ever do.
The sentiment in the piece is right but they should sort their PR out!
My biggest bugbear is "the cost of fuel driving prices up" - we were told.
Fuel comes down in price and ................ hmmm - still waiting for the affected prices to fall.

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footythoughts Beckenham 27 Apr 23 12.20am
Originally posted by cryrst [Link] A bit of honesty and reality. Always delivered by those in roles not impacted by said reality or wishing to be exceptions to it.
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footythoughts

Beckenham 27 Apr 23 12.20am

Originally posted by cryrst

[Link]

A bit of honesty and reality.

Always delivered by those in roles not impacted by said reality or wishing to be exceptions to it.

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Forest Hillbilly in a hidey-hole 27 Apr 23 8.24am
From my own perspective, the 'cost of living' crisis is happening on two fronts. Whilst noticeable items like fuel, energy and food prices are all going up above the rate of inflation, in many cases, my own wages are supressed at well below the rate of inflation. This is happening to co-workers and other staff across the board. Particularly where 'minimum wage' is now used as the default starting wage. How to appreciate and value your staff And I really don't care for comparisons with other countries. The current government have been an absolute shower. "The facts have changed", Rishi Sunak
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Forest Hillbilly

in a hidey-hole 27 Apr 23 8.24am

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From my own perspective, the 'cost of living' crisis is happening on two fronts. Whilst noticeable items like fuel, energy and food prices are all going up above the rate of inflation, in many cases, my own wages are supressed at well below the rate of inflation. This is happening to co-workers and other staff across the board. Particularly where 'minimum wage' is now used as the default starting wage.
How to appreciate and value your staff

And I really don't care for comparisons with other countries. The current government have been an absolute shower.

"The facts have changed", Rishi Sunak

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YT Oxford 27 Apr 23 9.47am
Originally posted by Forest Hillbilly From my own perspective, the 'cost of living' crisis is happening on two fronts. Whilst noticeable items like fuel, energy and food prices are all going up above the rate of inflation, in many cases, my own wages are supressed at well below the rate of inflation. This is happening to co-workers and other staff across the board. Particularly where 'minimum wage' is now used as the default starting wage. How to appreciate and value your staff And I really don't care for comparisons with other countries. The current government have been an absolute shower. One of the biggest problems is that most people - the media included - don't understand inflation and therefore don't really know what they are talking about. The sentence I've highlighted couldn't be more incorrect. Taking unleaded petrol as an example, the pump price on 24 April 2023 was SIXTEEN PERCENT LOWER than than on the same date in 2022. That's annual price DEFLATION of 16%. The Dolphin stated that he's still waiting for prices to fall. He needs to get out more; I could list scores, if not hundreds, of food prices that have fallen. Palace since 19 August 1972. Palace 1 (Tony Taylor) Liverpool 1 (Emlyn Hughes)
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Oxford 27 Apr 23 9.47am

Originally posted by Forest Hillbilly

From my own perspective, the 'cost of living' crisis is happening on two fronts. Whilst noticeable items like fuel, energy and food prices are all going up above the rate of inflation, in many cases, my own wages are supressed at well below the rate of inflation. This is happening to co-workers and other staff across the board. Particularly where 'minimum wage' is now used as the default starting wage.
How to appreciate and value your staff

And I really don't care for comparisons with other countries. The current government have been an absolute shower.

One of the biggest problems is that most people - the media included - don't understand inflation and therefore don't really know what they are talking about. The sentence I've highlighted couldn't be more incorrect. Taking unleaded petrol as an example, the pump price on 24 April 2023 was SIXTEEN PERCENT LOWER than than on the same date in 2022. That's annual price DEFLATION of 16%.

The Dolphin stated that he's still waiting for prices to fall. He needs to get out more; I could list scores, if not hundreds, of food prices that have fallen.

Palace since 19 August 1972. Palace 1 (Tony Taylor) Liverpool 1 (Emlyn Hughes)

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eaglesdare 27 Apr 23 9.50am
Cost of pints is ridiculous. rarely do I go out drinking anymore. I have saved a fortune. I also shop in Lidl which has also saved me lots.
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eaglesdare

27 Apr 23 9.50am

Cost of pints is ridiculous. rarely do I go out drinking anymore. I have saved a fortune. I also shop in Lidl which has also saved me lots.

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Forest Hillbilly in a hidey-hole 27 Apr 23 10.00am
i understand inflation. This is about what I experience, not what the nationwide statistics suggest. "The facts have changed", Rishi Sunak
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Forest Hillbilly

in a hidey-hole 27 Apr 23 10.00am

i understand inflation. This is about what I experience, not what the nationwide statistics suggest.

"The facts have changed", Rishi Sunak

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The Dolphin 27 Apr 23 10.35am
Originally posted by YT One of the biggest problems is that most people - the media included - don't understand inflation and therefore don't really know what they are talking about. The sentence I've highlighted couldn't be more incorrect. Taking unleaded petrol as an example, the pump price on 24 April 2023 was SIXTEEN PERCENT LOWER than than on the same date in 2022. That's annual price DEFLATION of 16%. The Dolphin stated that he's still waiting for prices to fall. He needs to get out more; I could list scores, if not hundreds, of food prices that have fallen. I get out a lot as it happens and I can tell when my spend has gone up but when I have nothing extra to show for it. I am sure that some prices have fallen - petrol and diesel have for sure but other goods prices that we were told were affected by previous rises have not fallen now that fuel prices have. simplistic maybe but I stand by my profiteering statement.
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The Dolphin

27 Apr 23 10.35am

Originally posted by YT

The Dolphin stated that he's still waiting for prices to fall. He needs to get out more; I could list scores, if not hundreds, of food prices that have fallen.

I get out a lot as it happens and I can tell when my spend has gone up but when I have nothing extra to show for it.
I am sure that some prices have fallen - petrol and diesel have for sure but other goods prices that we were told were affected by previous rises have not fallen now that fuel prices have.
simplistic maybe but I stand by my profiteering statement.

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Forest Hillbilly in a hidey-hole 27 Apr 23 10.37am
Originally posted by Forest Hillbilly i understand inflation. This is about what I experience, not what the nationwide statistics suggest. I do take on board Dolphin's points, but the crux of what i was saying is that wages are also being supressed, which is as much of an issue as inflation. (inflation being measured on a large shopping basket of specific items) Edited by Forest Hillbilly (27 Apr 2023 10.39am) "The facts have changed", Rishi Sunak
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Forest Hillbilly

in a hidey-hole 27 Apr 23 10.37am

Originally posted by Forest Hillbilly

i understand inflation. This is about what I experience, not what the nationwide statistics suggest.

I do take on board Dolphin's points, but the crux of what i was saying is that wages are also being supressed, which is as much of an issue as inflation.
(inflation being measured on a large shopping basket of specific items)

Edited by Forest Hillbilly (27 Apr 2023 10.39am)

"The facts have changed", Rishi Sunak

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EverybodyDannsNow SE19 27 Apr 23 5.51pm
Originally posted by YT One of the biggest problems is that most people - the media included - don't understand inflation and therefore don't really know what they are talking about. The sentence I've highlighted couldn't be more incorrect. Taking unleaded petrol as an example, the pump price on 24 April 2023 was SIXTEEN PERCENT LOWER than than on the same date in 2022. That's annual price DEFLATION of 16%. The Dolphin stated that he's still waiting for prices to fall. He needs to get out more; I could list scores, if not hundreds, of food prices that have fallen. I won't ask for hundreds, but please do share some.
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EverybodyDannsNow

SE19 27 Apr 23 5.51pm

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Originally posted by YT

The Dolphin stated that he's still waiting for prices to fall. He needs to get out more; I could list scores, if not hundreds, of food prices that have fallen.

I won't ask for hundreds, but please do share some.

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Matov 27 Apr 23 7.55pm
Originally posted by eaglesdare Cost of pints is ridiculous. rarely do I go out drinking anymore. I have saved a fortune. It might be how I percieve it, having not touched a drop of the firewater now for over 10 years but the price of booze in the supermarkets seems to have gone much lower now where as the price of booze in the pubs is just beyond silly. Bought a box of 18 cans of Carling Black Label just to have beer in the house to offer guests and it was £10. How on earth do they sell it that cheap? Edited by Matov (27 Apr 2023 7.55pm) "The Party told you to reject the evidence of your eyes and ears. It was their final, most essential command." - 1984 - George Orwell.
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Matov

27 Apr 23 7.55pm

Originally posted by eaglesdare

Cost of pints is ridiculous. rarely do I go out drinking anymore. I have saved a fortune.

It might be how I percieve it, having not touched a drop of the firewater now for over 10 years but the price of booze in the supermarkets seems to have gone much lower now where as the price of booze in the pubs is just beyond silly.

Bought a box of 18 cans of Carling Black Label just to have beer in the house to offer guests and it was £10. How on earth do they sell it that cheap?

Edited by Matov (27 Apr 2023 7.55pm)

"The Party told you to reject the evidence of your eyes and ears. It was their final, most essential command." - 1984 - George Orwell.

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