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March 29 2024 11.52am

Amazon To Stop Accepting Visa Credit Cards

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View Badger11's Profile Badger11 Flag Beckenham 17 Nov 21 1.39pm Send a Private Message to Badger11 Add Badger11 as a friend

I got an email from Amazon this morning telling me I had to change my payment method. No biggie for me as I have a Mastercard however I am sure this will inconvenience many.

[Link]

About 30 years ago a colleague suggested I get both Mastercard and Visa cards (I was travelling a lot for work). He pointed out that there can be difficulties with either.

I am glad I took his advice over the years I have found all sorts of issues such as buying concert tickets you had to use one card type.

Anyway that is my advice to anyone have one of each.

 


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View glazedallover's Profile glazedallover Flag Allier 17 Nov 21 1.42pm Send a Private Message to glazedallover Add glazedallover as a friend

It is happening all over HSBC/ First Direct have dumped visa debit cards and replaced it with MasterCard.

 

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View steeleye20's Profile steeleye20 Flag Croydon 17 Nov 21 1.43pm Send a Private Message to steeleye20 Add steeleye20 as a friend

Just to point out your visa debit card, probably issued by your bank, is unaffected.

Hopefully some enterprising businesses will make some inroads into Amazon.

 

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View Badger11's Profile Badger11 Flag Beckenham 17 Nov 21 1.50pm Send a Private Message to Badger11 Add Badger11 as a friend

Originally posted by steeleye20

Just to point out your visa debit card, probably issued by your bank, is unaffected.

Hopefully some enterprising businesses will make some inroads into Amazon.

Yup sorry I should have mentioned debit cards unaffected. It's a big decision by Amazon I wonder if it will impact sales. I am not sure who the villain is here, Amazon or Visa.

With all the talk of cryto currencies I am surprised that someone like Facebook or Amazon hasn't launched their own payment system to undercut Visa and Mastercard and I don't mean an Amazon credit card which is just white labelling.

There is a market out there for a cheaper payment system, business's that deal in lots of small amounts like a newsagent the current fees must be an overhead.

Anyway I expect they will agree a deal at some point.

 


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View Dubai Eagle's Profile Dubai Eagle Flag 17 Nov 21 2.11pm Send a Private Message to Dubai Eagle Add Dubai Eagle as a friend

On a slightly different slant - Ebay used to use Paypal as its preferred payment option, now they do the payment in house (no doubt to be able to keep a bigger slice of the overall transaction profits)

 

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View steeleye20's Profile steeleye20 Flag Croydon 17 Nov 21 2.13pm Send a Private Message to steeleye20 Add steeleye20 as a friend

I have only one word for Amazon.

'Greed'

 

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BlueJay Flag UK 17 Nov 21 2.16pm

I prefer to make payments with my current VISA Credit Card rather than debit cards. Might get an AMEX or Mastercard if this issue is here to stay.

 

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View Stirlingsays's Profile Stirlingsays Flag 17 Nov 21 2.25pm Send a Private Message to Stirlingsays Holmesdale Online Elite Member Add Stirlingsays as a friend

It's worth looking at Mastercard but at the moment I use paypal to reduce how many times I have to type out those details.

Only having one account that you use for the Internet is also sensible as is having a strict overdrawn limit to reduce possible damage.

Edited by Stirlingsays (17 Nov 2021 2.25pm)

 


'Who are you and how did you get in here? I'm a locksmith. And, I'm a locksmith.' (Leslie Nielsen)

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View Badger11's Profile Badger11 Flag Beckenham 17 Nov 21 2.37pm Send a Private Message to Badger11 Add Badger11 as a friend

Originally posted by Stirlingsays

It's worth looking at Mastercard but at the moment I use paypal to reduce how many times I have to type out those details.

Only having one account that you use for the Internet is also sensible as is having a strict overdrawn limit to reduce possible damage.

Edited by Stirlingsays (17 Nov 2021 2.25pm)

I use Paypal as well however a Financial Expert pointed out that you are not covered like a credit card. So even though your Paypal account is linked to your credit card it's not the same as paying with a credit card.

 


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BlueJay Flag UK 17 Nov 21 3.04pm

Originally posted by Badger11

I use Paypal as well however a Financial Expert pointed out that you are not covered like a credit card. So even though your Paypal account is linked to your credit card it's not the same as paying with a credit card.

Sounds like an unfair distinction, I bet a lot of people have been caught out by it! I concur with the earlier thoughts about using one payment method though and a fixed approach. It's easy to get carried away on sites like Amazon by ordering stuff you don't need, due to the overriding convenience factor.


 

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View steeleye20's Profile steeleye20 Flag Croydon 17 Nov 21 3.28pm Send a Private Message to steeleye20 Add steeleye20 as a friend

A 'notification' from Amazon.

'We thought you would like a new printer'

Reply:-

'Thanks for reminding me, however I bought elsewhere'

 

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View Spiderman's Profile Spiderman Flag Horsham 17 Nov 21 3.31pm Send a Private Message to Spiderman Add Spiderman as a friend

Originally posted by steeleye20

I have only one word for Amazon.

'Greed'

You are right but the problem is, it so convenient to shop using them, wider range, no hassle getting to shops, shop while on sofa, delivered to your door. They are not going to lose customers and they know it

 

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