It would appear there are at least two dialogues going on.
One, for consumption by the media, is bland and non commital.
The other is the reality that is happening behind the scenes which we can only speculate upon.
My guess is that certain pieces of a jigsaw have to fall into place for us to get Gallagher for another year.
If for example Chelsea sign De Jong or another midfield player then Gallagher could be surplus to Chelsea's requirements this season.
Better for Chelsea to have a motivated Gallagher playing regular first team football,and possibly enhancing his value with Palace, rather than cutting a frustrated figure with occasional cameo sub appearances at Chelsea.

I'm not sure how this article adds to the Gallagher debate. It tells us he's left the club, but we knew that already.

Palace since 19 August 1972. Palace 1 (Tony Taylor) Liverpool 1 (Emlyn Hughes)

I Think one more player a DM thug, we have Ebiowei, Plange, Richards and Killian Phillips. unless we get rid of Jairo, Luka and Tomkins off the wage bill i think we will overstretch ourselves financially.

“That’s a joke son, I say, that’s a joke.” “Nice boy, but he’s sharp as a throw pillow.” “He’s so dumb he thinks a Mexican border pays rent” “ “Son… I say, son, some people are so narrow minded they can look through a keyhole with both eyes.”__ Forhorn Leghorn

And Luka 85k Jairo 65k and Tomkins 55k, makes another 205k a week available, and the question i asked was first 11 not good enough for what.

“That’s a joke son, I say, that’s a joke.” “Nice boy, but he’s sharp as a throw pillow.” “He’s so dumb he thinks a Mexican border pays rent” “ “Son… I say, son, some people are so narrow minded they can look through a keyhole with both eyes.”__ Forhorn Leghorn

Again your guessing about financial matters, what is your source?

Very hard to see where he would fit in at Chelsea other than the bench. Of course injuries could change things. Chelsea are looking very good. Just don’t think Gallagher quite cuts it there. We are his obvious choice. Newcastle? If he wants to move north. He knows us and vice versa. Que sera.